SmartAdvisor
Interactive Tools

Wealth simulators

Four calculators for modeling growth, allocation drift, dividend reinvestment and risk exposure. All figures update instantly and stay in your browser.

Simulators Available

4

All calculations run locally, instantly

Simulator 01

Compound Growth Engine

Project a future portfolio value from an initial investment, ongoing monthly contributions, and an assumed annual return, compounded monthly.

Estimated Future Value

$0

Total Contributions

$0

Estimated Growth

$0

This is a mathematical projection based on the inputs above, assuming a constant monthly-compounded rate of return. Actual markets do not move in a straight line, and this is not a guarantee of future performance.

Simulator 02

Rebalancing Tool

Compare your current allocation against a target mix and see, at a glance, which asset classes need to be increased or reduced.

Current Allocation

Target Allocation

Required Adjustment

A positive figure suggests increasing exposure; a negative figure suggests reducing it.

Simulator 03

Dividend Reinvestment (DRIP)

Estimate how automatically reinvesting dividends into additional shares compounds a position over time, versus simply collecting the dividend as cash.

Estimated Share Count

0

Value With DRIP

$0

Value Without Reinvestment

$0

Assumes a constant share price and yield for simplicity. Real dividend yields and share prices change over time and are not guaranteed.

Simulator 04

Risk Metrics

Score a portfolio's mix of equities, fixed income and cash into a relative risk posture using a transparent, weighted model.

Relative Risk Score

Moderate

0 / 100

This is a directional weighting model, not a statistical volatility forecast or a recommendation. SmartAdvisor is not a registered investment adviser; outputs are for scenario analysis only.

Want the frameworks behind these tools?

Read the allocation strategy pages to understand the reasoning these calculators are built on.

Explore Allocation Strategies